Better Together

Whether you’re a school district, city or town, fire district, county, or other public entity in Arizona, Kairos has an employee benefits program that’s just right for you. Plus, we back up our plans up with service and support that make life hassle-free for you and your employees.

POOL MEMBER

If you’re a member of a smaller or regional employee benefits pool, joining Kairos means keeping everything you like about pooling, while enjoying greater buying power, more certainty about the future, and a major customer service upgrade.

  • Understand exactly how your money is being spent
  • Access improved benefit offerings
  • Enjoy greater rate stability

SELF-INSURED

Partnering with Kairos means retaining the same independence, flexibility, and control you currently have, while leveraging the strength and stability of a larger membership pool.

  • Increase your buying power by joining with other insureds
  • Benefit from professional, stable program administration
  • Customize your plan design and benefits
  • Remain responsible for only your own losses

FULLY INSURED

If you’re fully insured, Kairos could be a great new option for you. You can leave behind the commercial insurance model and join a public entity pool that you and other members help direct.

  • Increase your buying power by teaming up with other public entities
  • Enjoy greater plan choices and options
  • Get more control over claims and renewal rates
  • Gain a voice in program administration and management

Employee
Benefits

SERVICES

What you see is what you get when you’re with Kairos. There are no “black boxes” or hidden fees like you’ll see with others. As a member of Kairos, everything you see here is included with your membership, at no additional cost.

BENEFIT PROGRAM MANAGEMENT

Our trusted benefit advisors will help you with:

  • 834 file feeds with our customizable and easy-to-use benefit platform
  • Regular market checks and contract negotiations
  • Subrogation services
  • Vendor and program oversight
  • COBRA, HSA, and FSA management

FINANCIAL AND REPORTING

Our in-house CPA and financial experts will help you with:

  • Regular financial and accounting services, ensuring dollars are spent accordingly
  • Independent financial and medical/pharmacy claims audits
  • Consolidated monthly invoicing
  • Industry-leading reporting capabilities
  • Independent actuarial reports
  • Investment options and reporting 
  • Renewal calculations, funding strategies, plan design modeling

COMPLIANCE OVERSIGHT

Public entities have enough work on their plates without adding management of the ever-changing health care space. We have compliance experts to help you with:

  • Med-D, CMS, and PCORI filings
  • Annual required notices
  • No Surprises Act management
  • HIPAA training

CLINICAL AND WELLNESS

Our clinical and wellness programs are industry-leading. Click to get more info…

Clinical programs

Wellness benefits

EMPLOYEE EDUCATION AND SUPPORT

We’ll give you regular training and education, along with your employees. Think of us as an extension of you.

  • Open enrollment oversight and education with custom educational resources
  • Ongoing webinars, emails, newsletters
  • Educational videos
  • Presentation support and new hire trainings
  • Annual in-person training events
  • Custom web pages and resources
  • Printing and supplies (open enrollment guides, ID cards, plan documents)

WE’VE SAID IT MULTIPLE TIMES—WE’RE THE EXPERTS. YOU CAN TRUST US WITH MANAGING YOUR EMPLOYEE BENEFITS PROGRAM.